Chief Prognosticator

Long Term Financial Planning Requires IQ

Are you ready to face the future? I’m talking about finances here and whether you have the skills and the plan in place to reach your goals. For me, its retirement. I want to retire on my terms and not be forced to work longer than I really want to. This is a really long term goal but it requires constant attention and so-called “check-ups”. You need to sit back every once and a while and recalibrate your plan and check on your goals.

One was to perform a check up is to visit BillsIQ and take their free quiz to understand your financial intelligence. You might be surprised by the results. I took the quiz and found out that although I had a good overall IQ, I needed to increase my cash reserves for emergencies. Otherwise a simple string of bad luck could derail my plans and set me back years on my plan.

BillsIQ is a great site not just to help you get a handle on your bills but also to improve all other aspects of your financial life. Learn about retirement planning, budgeting, and college savings using their free information. Its an education you really shouldn’t pass up.