Chief Prognosticator

Debt management is not only important for your financial well-being but also your mental health. No seriously — being in debt, whether a little or a lot, can weight heavily on your mind 24 hours a day. This is why Debt Management Plans are crucial when it comes to getting on your feet. A debt management plan is a personal roadmap on how to:

• Keep from increasing your debts. Learn how not to spend more than you make and how to use emergency funds for when you really need them.
• Payoff debts (smaller ones first / highest interest ones first). When reducing your debt, you need to do it in a strategic manner. Payoff the highest interest debts first. If they are all the same interest rate, go for the smallest balance one first. This way you feel a sense of accomplishment sooner when its paid off.
• Work towards a debt-free life. Live the plan and slowly see your debt erased. It won’t be overnight and it won’t be easy but you can do it if your stick to the plan.
• Learn not to get into debt again! Learn how not to live beyond your means and how to use savings to put away money for life’s unexpected moments.

Sounds great right? Well I should know about this stuff. I’ve been in debt before and it was not fun at all. It really would be something I’d think about at night. You can’t live in debt for long without it taking a toll — get a plan and live it. Its the only way to get debt free and stay that way for the rest of your life.

I can think of a hundreds different scenarios where you would want to track someone or something on GPS. Now imagine being able to do this from the comfort of your own computer or other web-enabled device. LiveViewGPS offers real time GPS tracking of vehicles for business and personal application. The movement is updated every 10 seconds which means you can track things with both ease and precision. From teenage kids to entire transportation fleets, live GPS tracking is like a dream come true. This advanced technology is easy to use and will pay for itself in peace of mind and cost savings in no time. Check it out.

Pop quiz — when do you think about car rental? On as vacation? Yes. On a business trip? Sure. What about a long weekend? No? Well its a good idea worth considering. Just check out the cars available from advantage.com. They are having a special offer — up to a 50% discount on Luxury and Convertible car rentals. Think about it — rent a convertible in your hometown for the long weekend. It’s like a mini-vacation — people will wonder if you’ve won the lottery or something.

Advantage Rent-a-Car has great offers in your hometown and the best vacation spots around the country. Imagine a trip to Vegas where you have your own Escallade or Lambo! Too big? OK, well check out their Special Offers page and find deals as low as $1 a day in Florida. Wherever it is you’re headed or if you are staying local, Advantage has must-see deals on great rental cars.

Although we live in a digital age, all businesses still need good old fashioned printed materials. Whether they be return address labels for snail mailings or business cards, printed materials are necessary but don’t necessarily have to break your budget. Check out the services that Vista Print offers. Their rates are some of the best around and are definitely better than you trying to print for yourself. Unless you have $10,000 equipment at home or in the office, you are better off leaving your printing needs to the professionals. Don’t worry if you only need 500 or 1000 items at a time — heck, don’t worry if you only need to buy 1 custom car magnet — Vista Print does not force you into high volume orders. On the contrary, they market their services to small business owners like you who need professional materials but without the expense of 10,000 item print runs. Its a perfectly scalable solution. If you have any questions or even wish to get a free sample of their products, visit the site and check out the “New To Our Site?” section on the bottom right. Vista Print will change the way your business prints. Thanks Vista Print.

Finding the right hosting service provider for your web properties is not a task to be taken lightly. There are many different parameters to take into consideration and price isn’t always the most important one. For me, the key is high availability and space. What’s the point of paying for a service which is sometimes “down”?

To find the right web hosting service for your business, the folks over at WebHostingGeeks.com have done the research for your. Check out their top ten list of service providers. It’s no surprise to me that they say BlueHost is the best. That’s who I use and I have never been disappointment. Read their full BlueHost Review and get the inside scoop for yourself.

If you are in the market for a new hosting service, visit WebHostingGeeks.com first and get informed!

What could Apple Inc do to keep their crown as top innovator? Well there are two lists to be made. The first is product improvements and the second is new products. Please share your thoughts.
Improvements:
- Thinner iPhone / iPod. Is there a new type of solid state memory out there being developed which could shrink these devices more?
- Apple (hd)TV. Make it 1080p capable and stock those movies on iTune!
- iMac Air. Think about it… an even thinner iMac ala Macbook Air. Make it float in the air too!
New Products:
- iPod Nano + Watch? Wear it on your wrist.
- iPod Shuffle the size of earbuds. Keep the cord connecting both ears just for show.
- A way to expand screen size. My personal favorite idea. I’ve written about it before. Screens so thin that they stack when not in use, but then can fold out to a 2×1 or 2×2 array in your hand!

There was a time last year when it wasn’t exactly clear whether blog advertising was going to be accepted in the mainstream market. But after 2 years of operation, IZEA (formerly known as PayPerPost) is still around and going strong with over 100,000 bloggers in their network. IZEA changed their name to reflect their growing services base. Not just PayPerPost, the blog advertising marketplace, any longer, IZEA includes several service platforms including RSS Brief, Blog in Space, and the Blogger’s Choice Awards, IZEA has recently released a revolutionary social marketing network named SocialSpark. It’s a social network driven by bloggers and advertisers where the advertising is 100% transparent, 100% disclosed, and 100% real including Google-friendly No-Follow tags on all links.

IZEA is becoming to blog advertising as what Google is to search advertising. I wouldn’t be surprised if Google was secretly in negotiations to acquire the two year old IZEA and all its web properties. Blogs are still going strong and have solidified their place on the Internet as a legitimate information and discussion forum. As blogs are here to stay, blog advertising is going to only grow as marketers and advertisers seek to gain more exposure on more channels.

There are two main forms of entrepreneurship — 1) start your business from the ground up or 2) buy an existing business and make it grow. I’ve found a new search engine which makes finding businesses for sale easy! BizAg.com is a specialized search engine for business sale listings across the country. Aggregated from multiple data sources (classified ads, online listings, etc), BizAg.com is as simple as Google but gives you so much more in terms of information you need. Just type in a business type (or any sort of keyword) and search. The results will show a listings of businesses for sale related to that term. Limit your search results geographically or go nationwide. Here’s a sample result:

See the data at the top — that’s a quick excerpt of business statistic for the search result. Asking Price, Cash Flow, Revenue — all this data is exactly what an entrepreneur needs to make the right decisions. Want to buy a bar in Maui or a music store in Philly? Well this is the place to start! I think this type of specific search engine / data aggregator is just what the web needs — there’s a good chance in my opinion that someone like Google or Yahoo will be making an offer for it!

Its getting crazy with regards to airlines charging for extras which were once free. You’ve must of heard of the charges for 2nd checked bags by now, but its getting worse. I read recently that some airlines are going to start charging for soft drinks, water and coffee on board. Combine that with restrictions on bring your own beverage through security, and you’re pretty much forced to pay (or go thirsty). $2 for a can of coke — not funny at all. Why can’t airlines just drop the games and be straight with their pricing once and for all. They can’t have their cake and eat it too… meaning they need to choose one:

1) Variable rates for seats but without surcharges and added fees
or
2) Fixed rates across the board, all inclusive.

I love web design! Although my focus is primarily on blog themes and design, I can appreciate the beauty of a well planned out and designed website. I must have spent 5 or 6 hours searching through free Wordpress blog themes in order to find this one here. I just liked the color scheme and simplicity of the layout. A little customization in cpanel and XML later and my website directory and links page works nicely in the overall theme!

My love for web design is always keeping my eyes out for great sites offering free templates. I’ve found a new one at Dreamtemplate.com which deserves special attention. Dreamtemplate.com offers over 300 free website templates for your downloading. There’s nothing to buy — just browse the site and pick a great theme. You can integrate the site as is or customize it easily using HTML and XML. Like the site? Well if you are really into it, you can get access to literally thousands of great website themes for only $59.95. You can use any of these themes for your site — even commercial sites!

To view the free templates, click on the category Free Website Templates and scroll through the over 300 choices. These ones will cost you absolutely nothing to download and use. The only thing is that you promise not to resell the templates. The rest is fair use! If you like what you see and want to see more, join for a one-time fee of $59.95 and get access to the full collection of website templates including great flash website templates.

What makes Dreamtemplate.com’s website templates different than the rest? Quality! No seriously, the templates you will find here are not quickies. Instead each template go through a complete design process at Dreamtemplate.com’s design studio. Accordingly each template is well thought out, designed and tested — at an average of 7-15 hours of production time each! Not only does your membership give you access to thousands of amazing designs but access to all the future templates. New templates appear every week — and they keep getting better! Think of Dreamtemplate.com as your professional design partner in creating and maintaining an awesome website.

For you affiliate sales entrepreneurs out there, check out Dreamtemplate.com’s amazing affiliate program. You earn an incredible 30% commission on all sales! That could easily add up to $1000 a month or more. So what are you waiting for? Whether you are building a new site, revamping an existing one, or are looking for a new online money maker, check out Dreamtemplate.com.